SOFI Funding Rate History — Settled Payments by Exchange
SoFi Technologies
| Exchange | Settlements | Total Paid | Average APR | Largest | Smallest | Last Settled |
|---|---|---|---|---|---|---|
 Crypto.com | 645 | +4.3268% | +58.80% | +0.0513% | -0.0058% | 2026-10-01 05:00 UTC |
 Paragonmirrors Hyperliquid | 713 | +2.6017% | +31.99% | +0.2628% | -0.1621% | 2026-10-01 04:00 UTC |
 Hotcoin | 90 | +1.2705% | +15.47% | +0.1062% | +0.0001% | 2026-10-01 00:00 UTC |
 Toobit | 90 | +1.2432% | +15.14% | +0.1062% | +0.0000% | 2026-10-01 00:00 UTC |
 MEXC | 90 | +1.2421% | +15.12% | +0.1061% | +0.0000% | 2026-10-01 00:00 UTC |
 Bitunix | 90 | +1.1881% | +14.46% | +0.1039% | -0.0041% | 2026-10-01 00:00 UTC |
 WEEX | 90 | +0.8039% | +9.79% | +0.0110% | -0.0106% | 2026-10-01 00:00 UTC |
 Bitget | 90 | +0.4035% | +4.91% | +0.1129% | +0.0000% | 2026-10-01 00:00 UTC |
 Lighter Robinhood | 639 | +0.3642% | +5.00% | +0.0069% | +0.0004% | 2026-10-01 04:00 UTC |
 Extended | 544 | +0.2715% | +4.37% | +0.0005% | +0.0000% | 2026-10-01 04:00 UTC |
 Bybit | 90 | +0.0548% | +0.67% | +0.0345% | +0.0000% | 2026-10-01 00:00 UTC |
 Gate.io | 90 | +0.0000% | +0.00% | +0.0000% | +0.0000% | 2026-10-01 00:00 UTC |
 HTX | 90 | +0.0000% | +0.00% | +0.0000% | +0.0000% | 2026-10-01 00:00 UTC |
What the SOFI funding rate means
What SOFI (SoFi Technologies) actually paid over the last 30 days: 3,351 settlements across 13 venues, broken down venue by venue. These are settled payments — the amount an exchange actually charged or credited each funding interval — not the rate currently quoted for the next payment. Crypto.com paid the most over the window at +4.3268% of position size.
A funding rate quoted right now is a forecast of the next payment; what a position actually earned is the sum of payments that already settled. Two venues can quote a similar rate and still pay very differently over a month, because they settle on different schedules and compute the rate from their own order book rather than a shared index. The rate was positive in 80% of the 3,351 settlements recorded here, meaning longs paid shorts that often.
Over the window, settled totals ranged from +4.3268% on Crypto.com to +0.0000% on HTX — the gap between them is what a delta-neutral position collecting on both legs would have captured before fees and slippage. Verify the live version of this spread on the ORBIT funding screener before sizing a trade: settled history shows what already happened, not what will happen next.
Frequently asked questions
- Is the SOFI funding rate a live quote or an actual payment?
- A funding rate quoted right now is a forecast of the next payment; what a position actually earned is the sum of payments that already settled. Two venues can quote a similar rate and still pay very differently over a month, because they settle on different schedules and compute the rate from their own order book rather than a shared index. The rate was positive in 80% of the 3,351 settlements recorded here.
- Which exchange has paid the most settled SOFI funding recently?
- Crypto.com paid the most over the last 30 days at +4.3268% of position size across 645 settlements, an average annualized rate of +58.80%. This is a sum of actual payments, not a forecast.
- How often is SOFI funding actually paid?
- Over the last 30 days, ORBIT recorded 3,351 funding settlements for SOFI across 13 venues. Settlement schedules differ by venue — some pay hourly, others every 4 or 8 hours — so the number of payments per venue in the table above is not the same for all of them.